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A mortgage approval is your first step to buying in today's real estate market. 

 

It is important to understand what amount you will qualify for based on your income, debt load and credit score before you begin your home search. Our Preferred Lenders can explain how the amount you qualify for translates into a monthly payment with property taxes, insurance and association dues to determine if this is an amount you are comfortable paying every month.

In a market where move in condition homes receive multiple offers within days of being listed, you have to be prepared to compete by having your approval letter ready to submit with your offer. All offers must have your approval letter attached. Don't miss out on the home you wanted by not taking this important step.